Why does a speeding ticket result in my car insurance to rise?

By DON DARE
6 On Your Side Buyer Investigator

KNOXVILLE (WATE) – Speeding might expense you far more than just becoming slapped with a major visitors violation. It can also hike up the charges of your car insurance.

Dennis from Knoxville asked: “I was shocked how significantly a speeding ticket increased my insurance bill. How come?”

A new automobile insurance coverage examine discovered that premiums can climb considerably, depending on the sort of moving violation you had been involved in. The most costly is a driving underneath the influence.

The nationwide examine found that car insurance premiums can climb by more than 90 % for 1 DUI conviction.

With a reckless driving charge, insurance premiums may spike by a lot more then 80 percent, according to the study by InsuranceQuotes.com.

Even though each state has it truly is personal definition, reckless driving is typically regarded as a blatant disregard of site visitors laws that intentionally tends to make it riskier for other people on the road.

On the other hand, if charged with a careless driving offense, the nationwide average insurance enhance is 27 percent.

Careless driving is defined as an unintentional act that brings about a threat to other people, as opposed to the intentional or blatant act of reckless driving.

For instance, drag racing and street rage are examples of reckless driving offenses, even though careless driving includes offenses like switching lanes with no signaling or following one more vehicle also closely.

The survey found that speeding 31 miles an hour above the limit will boost insurance coverage premiums by an common of 30 percent, even though speeding up to 15 miles an hour in excess of the restrict jacks up the premium by 21 %.

Of course, in Tennessee as in other states, attending a state sponsored driving class can get rid of a single or possibly 2 moving violations from your record.


You can see Don Dare’;s 6 On Your Side Answers every single Tuesday and Thursday on 6 Information at 4:00.

If you have a query you can send Don an email at ddare@wate.com or call his 6 On Your Side hotline at (865) 633-5974.

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