Who Has The Least expensive Car Insurance in Ohio?

The crew at ValuePenguin studied the car insurance coverage rates in cities across Ohio to determine which locations were most cost-effective (and most high-priced). We identified that the regular annual premium for a driver in the state of Ohio was $ 685 or $ 57 per month. The 5 least expensive cities in the state have been 15% less expensive than the $ 685 state common. Conversely, the 5 most expensive towns had been 31% much more high-priced on average.

There had been 34 cities in total that we sampled in our Ohio review. Of the 5 most high-priced cities in OH, 3 had been in the Cleveland spot (Cuyahoga County). The 5 most affordable cities were spread far more evenly across the state with towns in 5 various counties creating the listing. 

To check out out the whole list of cities and in which they stacked up amongst 1 one more, keep on studying.

Least expensive Cities In Ohio for Automobile Insurance coverage

One of the trends we observed was that the much less populated, a lot more rural-regions tended to have more affordable prices than their urban counterparts. When we ranked the cities in buy of population we located that the 5 most high-priced cities, as a group, had an common rank of 9th out of 34 cities. Undertaking the identical calculation on the group of 5 least expensive cities we determined that they had an common population rank of 30th out of the 34 cities sampled.

Rank City County Average Premium % Improve vs. OH Avg
1 Brunswick Medina $ 557 -18.7%
2 Findlay Hancock $ 569 -17.%
3 Bowling Green Wood $ 581 -15.2%
4 Mentor Lake $ 595 -13.one%
5 Cuyahoga Falls Summit $ 602 -twelve.one%

Brunswick, OH

Situated in Medina County in direction of the south side of the Cleveland metro spot, Brunswick is the 34th biggest town in the state. In our research, Brunswick’;s regular car insurance prices had been 20% more affordable than the state average at $ 557 yearly.

Findlay, OH

The ‘Flag City’; comes in as the 2nd least expensive on our list at only $ 12 more pricey than Brunswick. From a population standpoint, Findlay ranked as the 32nd greatest city in Ohio with a population about 40,000. Past having inexpensive automobile insurance coverage, Findlay is also house to 1 of the leading 100 hospitals in the US and lays claim to getting a single of the 100 Very best Communites for Young Folks.

Bowling Green, OH

Home to Bowling Green State University, the 7th largest University in Ohio, this town of 30,028 sits 25 miles south of Toledo, OH and has the third most affordable automobile insurance in the Buckeye State. At $ 48 per month on common, or $ 581 yearly, Bowling Green’;s insurance prices only missed out on the top spot by $ 24.

Mentor, OH

4th least expensive in the state was the city of Mentor. Found 25 miles northeast of Cleveland in Lake County, OH, Mentor is house to 47,000 residents. Amongst other awards the city has won is a ‘Best Spots to Reside in America’; ranking of 37 back in 2010. Mentor residents average paying $ 595 per year on their auto insurance coverage.

Cuyahoga Falls, OH

A northern suburb of Akron, OH, Cuyahoga Falls rounds out our Leading 5 and solidifies itself as obtaining a single of the least expensive car insurance charges in OH. At 12% less costly than the regular Ohio town, Cuyahoga Falls residents shell out close to $ 50 a month for their car insurance coverage.

Most High-priced Cities in Ohio for Auto Insurance

Here’;s a peek at the 5 most pricey towns for car insurance in the state of Ohio. As you can see, 3 of the top 5 priciest cities are in and around Cleveland. But a Cuyahoga County city did not get the cake in our research. That designation belongs to Youngstown, OH who has the most costly car insurance costs in OH.

Rank City County Common Premium % Improve vs. OH Avg
one Youngstown Mahoning $ 936 36.6%
2 Euclid Cuyahoga $ 919 34.2%
3 Lakewood Cuyahoga $ 918 34.%
4 Cleveland Cuyahoga $ 915 33.8%
5 Toledo Lucas $ 802 17.%

Youngstown, OH

Even having misplaced a big percentage of their population of the last 50 many years, Youngstown is nevertheless the 9th largest city in Ohio. Regrettably, they also have the most expensive car insurance coverage premiums according to our most current car insurance research in the state. At $ 936 per 12 months on average, Youngstown is nearly 34% much more pricey than the suggest annual insurance coverage price in OH.

Euclid, OH

The 1st of 4 Cleveland-metro area towns in our bottom 5, Euclid sits 12 miles northeast of downtown Cleveland on the banking institutions of Lake Erie. The typical annual auto insurance rate in Euclid was $ 919 which works out to just below $ 77 per month.

Lakewood, OH

Only a few miles west of the downtown location, Lakewood is our third most pricey city in Ohio for automobile insurace coming in at $ 1 significantly less than it truly is 2nd spot predecessor, Euclid.

Cleveland, OH

Residence to the Rock & Roll Hall of Fame, and 2nd greatest city in the state of Ohio, Cleveland comes in as the 4th priciest city on our record. Citizens of Cleveland can expect to pay an annual car insurance premium that’;s roughly 34% increased than the average Ohioan.

Toledo, OH

Rounding out the 5 most pricey cities in Ohio is “The Glass City” – Toledo, OH. Toledo is the 4th largest city in Ohio and is bordered to the east by Lake Erie and to the north by the state of Michigan. Auto insurance coverage charges in Toledo we found to be 17% greater than the state common even though they have been substantially more affordable than the 4th location finisher, Cleveland.

Automobile Insurance coverage Fees in Ohio

If you’;re not only interested in the leading and bottom 5 cities, here is a appear at the some of the other greatest cities in the state and the place they stack up towards other towns. The cities are listed from least expensive to most costly and the number in the chart represents the common yearly car insurance premium.

Examine Methodology

The sample quotes we obtained had been for a 30 yr previous single male driving a Toyota Camry that he owns. His credit score is exceptional and he has opted for basic coverage. In a standard 12 months, our hypothetical driver logs among 10,000 and 15,000 miles in his vehicle which he mostly employs to commute to and from function. Our driver has no accidents or site visitors incidents of record in the previous 5 years. Last but not least, we looked at quotes from 5 properly-known car insurance coverage organizations and averaged the 5 sample prices to come up with a city regular. The organizations we looked at have been: GEICO, State Farm, Nationwide, Cincinnati Insurance, and Allstate.

Surveyed automobile insurance fees in Ohio are for illustrative functions only and real quotes will fluctuate based mostly on your physical residence, driving historical past, and other variables.

Research published in April 2014 

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