Along with the prime 20 most pricey 2014-model vehicles to insure, Insure.com also launched its ranking of the top 20 least costly 2014-model cars to insure. Whereas the “most expensive” checklist was dominated by high-priced sports activities vehicles, the “least expensive” record mainly functions SUVs and a handful of minivans.
Insure.com explains that family-pleasant SUVs and minivans are created for safely transporting children, therefore drivers of these autos are amid the least likely to pace, crash, or have an insurance declare.
7 of the twenty least high-priced cars to insure are Jeeps, with the Jeep Wrangler Sport being the least costly to insure, with an typical premium of $ one,080. Even though Jeeps may seem to be rugged, adventurous autos, Karl Brauer of Kelley Blue Book tells Insure.com that the owners of Jeeps tend to be single or married girls underneath the age of 45. These vehicles “are employed to meticulously haul children close to suburbia at sub-50-mile-per-hour speeds most of the time,” Brauer tells Insure.com “This demographic and these driving situations really do not lead to a great deal of accidents.”
Wranglers are also cost-effective to restore, says Insure.com. For illustration, if a door is dented, physique outlets can simply take away and substitute the door simply because it is bolted rather than welded collectively. Effortless repairs like this assists preserve insurance coverage rates down.
Joe Wisenfelder of Vehicles.com tells Insure.com that Jeeps and other SUVs also probably have an benefit in the direction of possessing decrease insurance coverage premiums because of their h7 “They are greater-riding than the common auto, so if they are in a collision with an common automobile, that auto will have better harm.”
Insure.com worked with Quadrant Data Providers to uncover the common automobile insurance coverage rates for 2014 model cars utilizing data from Allstate, Farmers, GEICO, Nationwide, Progressive, and State Farm. Averages are based on total coverage for a single 40-yr-previous male with a clean record and very good credit who commutes twelve miles to operate each and every day, with policy limits of 25/300/50 and a $ 500 deductible on collision and extensive coverage.