Report: Glendale has the highest car insurance in California

Courtesy of NBC LA

A 6-vehicle pileup on the northbound 14 Freeway on Monday, June 17. Residents of Southern California’;s greater cities, like L.A. and Glendale, have a tendency to pay out much more for their car insurance, according to consumer finance site ValuePenguin.

If you live in Glendale, your car insurance premiums are the highest in the state.

Single drivers in Glendale paid $ one,823 in 2013, 62 % more than the typical expense of yearly premiums for fundamental liability car insurance in California, according to a study by ValuePenguin, a client finance site. The firm’;s examine analyzed car insurance coverage costs in California in 2013.

Car insurance is determined through a assortment of elements that contain years of driving encounter, driving safety record and the location of the place their vehicle is garaged. That location is in which Glendale’;s substantial charges come into play.

The city’;s residents shell out a lot more for car insurance because there are more accidents that outcome in bodily damage there, said Ting Pen, the study’;s author and a co-founder of ValuePenguin. The city also has a high number of accidents with uninsured or underinsured drivers, she explained.

Pen’;s study analyzed car insurance across 270 zip codes and 52 firms, utilizing data from the California Department of Insurance. After Glendale, the following 4 highest cities for car insurance had been Los Angeles, Inglewood, Culver City, and Santa Monica. The most affordable city for car insurance was Calexico, the research explained.

For single car insurance, the examine assumed a driver used a 2012 Toyota Camry LE with 8,000 miles.

Connected: L.A. drivers second most accident-prone in U.S., says Allstate

Drivers in L.A. pay out much more than these in S.F.

In the study, many Southern California cities like Glendale, Los Angeles and Inglewood, had increased car insurance premiums than Northern California cities. For example, San Francisco positioned 20th out of 210 cities, when ranked by cities with the most costly automobile insurance coverage prices. 

Insurance coverage Information Ne2rk of California spokesman Pete Moraga explained insurance coverage agencies base their costs on danger. 

“In Southern California, since our cities are so congested, we have so considerably visitors. We have higher costs of auto theft, greater rates of accidents,”  Moraga stated. “In Southern California’;s larger cities, you’;re going to see higher charges for insurance.”

How consumers can reduce their vehicle insurance

There are approaches buyers can try to decrease their auto insurance costs.

Pen mentioned consumers need to shop around. She explained in her investigation, the expense can assortment by as significantly as 3 times amongst the least expensive and most high-priced car insurance coverage costs.

She also encouraged drivers to search for discounts. Some include lower costs for married couples, for students who get excellent grades and for drivers who lessen the amount of miles driven in their cars. And program, there is usually the excellent driver low cost — which can apply when a person’;s DMV record is cost-free of traffic violations or accidents.

Below is a chart of the top twenty cities ranked by the sum of cash invested on yearly fundamental liability auto insurance premiums. The info is from ValuePenguin’;s examine.

City Single Driver Married Couple % boost vs. CA common
Glendale $ one,823 $ one,740 62%
Los Angeles $ one,623 $ 1,546 44%
Inglewood $ one,593 $ 1,512 41%
Culver City $ 1,556 $ 1,492 38%
Santa Monica $ 1,537 $ one,445 36%
Burbank $ 1,481 $ 1,406 31%
Compton $ 1,476 $ 1,413 31%
Alhambra $ 1,469 $ one,403 thirty%
Hawthorne $ one,455 $ one,382 29%
Monterey Park $ one,415 $ 1,342 25%
Huntington Park $ 1,396 $ one,352 24%
Gardena $ 1,402 $ 1,325 24%
Rosemead $ one,395 $ 1,333 24%
Carson $ one,376 $ one,320 22%
Altadena $ one,379 $ one,303 22%
Bell $ one,368 $ 1,317 21%
South Gate $ 1,367 $ one,312 21%
Temple City $ 1,363 $ one,288 20%
Pasadena $ 1,361 $ 1,282 twenty%
San Francisco $ 1,355 $ 1,274 20%
       
      Supply: ValuePenguin

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