Bernard Blezard, 67, was forced to devote the evening on a sun lounger right after was ejected from an intensive care unit
A British fantastic grandad had drips taken out of his physique and was kicked out of a hospital in Turkey right after his holiday insurance was wrongly cancelled.
Tourist Bernard Blezard, 67, fell unwell with chest pains whilst holidaying alone in the seaside resort of Marmaris.
He was rushed to the resort’s Ahu Hastanesi hospital for urgent treatment method and was placed on a drip in intensive care.
But while in bed, the retired marketing executive obtained a phone from insurers acting for Saga Companies to inform him his in excess of-50s insurance coverage policy was void – claiming he need to have provided the identify of his GP back home in the Uk.
Personnel at the hospital demanded Bernard spend the health-related bill of 4,500 euros and when he said he couldn’t pay out, a medical doctor eliminated IV fluid tubes from his chest and ejected him the hospital.
The pensioner was forced to spend a evening on a sun lounger on the seashore as the duration of sickness meant he had exceeded his remain in Turkey.
His passport was seized and he was stranded for a more 10 days although his family members desperately raised money for his healthcare bill and flight property.
It later emerged the travel insurance coverage questionnaire did not call for him to give the name of his physician right after all.
2 weeks after he arrived back in the United kingdom, underwent an emergency double heart-bypass operation at Wythenshawe Hospital in Manchester.
His consultant mentioned Mr Blezard would have prevented the “painful and risky” method had he obtained the appropriate medical care in Turkey.
Yesterday it emerged insurers acting for Saga had apologised agreeing to cover the healthcare charges.
A letter from technical claims manager Grix Pringle explained: “I have agreed that the health care declaration you made to be taken at encounter worth.
“As a recognition of the bad services that you have acquired, an quantity of £250 will be added the settlement. I believe in this gesture will go some way to restoring your faith in our company.”
But describing the offer “derisory and insulting” Bernard has instructed personalized damage lawyers to suing Saga’s underwriters, Initial Aid for £75,000 for his suffering.
He said: “I could have died on that beach bed that night after I was thrown out of the hospital and that reality was reconfirmed by my surgeon back property. The legal suggestions I took also explained that this was outrageous.
“If Saga had performed their insurance coverage enterprise correctly I might not have been on that surgeon’s table having a double heart bypass. They have failed in their duty of care and not stored to their policy. I put my faith in Saga and they have allow me down.
“At the time I was panicking, I was by myself, and I’m stunned the stress of the circumstance did not finish me off. The offer of £250 for ‘poor service’ is an absolute insult.
“It has been a nightmare and it’s nevertheless not completed. I utilized to go to the health club twice a week and now I can not even get up 2 flights of stairs, I am knackered and on 11 tablets a day for the rest of my existence. I only had 28 grey hairs just before I went to Turkey and now I have a head total.”
It was June final 12 months when Bernard collapsed with chest pains and shortness of breath by the swimming pool at the Ceylan Hotel in Marmaris.
He invested 10 days in the intensive care unit .
He extra: I was in such a undesirable way that they put me on a drip and wired me up to a keep track of. Saga stated it was Okay to carry on treating me then mentioned they had arranged an air ambulance to carry me property.
“It was just a couple of minutes later on that they known as back, direct to my space, to say that a manager had declined my insurance coverage cover due to the fact I had not filled in the name of my GP in the United kingdom when I utilized for the policy 2 weeks earlier before the vacation.
“I was astonished. ‘There wasn’t even an choice on the on the web form for me to fill the details in. I was never ever asked to give the name of a medical professional. I felt like they’ve searched for any cause not to have to pay up and ultimately discovered 1.
“It was 10pm. The physicians came in, ripped the tubes out and told me to depart due to the fact I couldn’t pay for the therapy. I had nowhere to go so I had to sleep on a sun lounger on the seaside.
“I had to go to the chemist in the morning to get some above the counter angina medicine simply because I was in so much ache.
“I then had to walk a mile to get to the British Embassy. They have been no use. They gave me 2 pamphlets named Help For British nationals Abroad and Death Overseas and recommended that I go through them. I couldn’t think it.”
Mr Blezard’s household had a whip round back in Britain to raise funds for a hotel exactly where he could remain and following pleading with the hospital, they agreed to accept 2,000 euros for his remedy.
Mr Blezard mentioned Saga paid him £3,000 to cover hospital bills but that he was nonetheless out of pocket after getting to discover income for £170 of phone calls to the United kingdom, the value of the hotel and flight residence.
He additional: “They have paid some monies but they are a multi-million pound organization who have presented me this pittance of compensation cash. It specialises in the over 50s for holiday, property and car insurance.
In a statement Saga’s Chief executive Roger Ramsden explained: “We would like to apologise for the lack of help given to Mr Blezard by our underwriter while he was abroad.
“The reason for the delay in agreeing the declare is that the underwriters need to check a customer’s healthcare background 1st, which is why we ask for information of a customer’s GP.”