A examine on car insurance costs present that Douglasville ranks right at the state common primarily based on the profile of a man or woman driving a 2010 sedan, but charges for a greater or later model motor vehicle would be significantly larger, according a nearby insurance agent.
ValuePenguin surveyed the state to find the least expensive prices by evaluating premiums in 30 cities. Douglasville ranked 15th with an yearly premium of $ 1,090, which is the same as the state average.
The study was based mostly on the sample profile of a single 30-12 months-outdated male driving a 2010 Toyota Camry 4-door sedan about 10,000 miles a yr largely for his function commute. The profile topic is also an employed homeowner with outstanding credit and a clean driving record.
But Alfa Insurance Agent Ken Crucial said rates for greater trucks and SUVs are a lot more pricey in Douglas County.
“A 2010 Toyota Camry is classed in which it’s not that high-priced,” Crucial mentioned. “On that 2010 Camry, it is just about in line. But when you get to the newer trucks and the a lot more high-priced vehicles, then we’re sort of out of line in Douglas County in contrast to the smaller sized counties.”
Autos are classed differently primarily based on the amount of accidents and the likelihood of being stolen. Costs are also established primarily based on a county’s claim background.
“The closer you are to Fulton County, the increased your costs are going to be,” Key stated.
He has identified that the ideal costs are in northern element of the state. He has also located that little towns in South Georgia have greater costs.
“Right about the metro here, we’re all large,” Important said.
The examine demonstrates that Atlanta is ranked as the most pricey at $ 1,263 although Valdosta had the most affordable fee at $ 885. The bigger and denser cities generally have the highest car insurance fees. But Athens, which is the fifth biggest city in Georgia and has a single of the increased population densities, has the 2nd most affordable price at $ 926.
State Farm Agent Michele Jordan was stunned that Valdosta had the lowest charge, particularly since its so shut to Florida’s vacation spots. She believes the costs are higher in some cities simply because of crimes like carjackings and vandalism.
“That’s probably why Atlanta was so large,” Jordan.
Although Douglasville is presently at the state regular, she doesn’t know how long that will final. She attributes the recent ranking to Douglasville’s rural status.
“We’re nonetheless a rural region,” Jordan mentioned. “But seeing that we are developing rapidly, we may see a change in that.”