Identified for their coffee obsession and the giant Area Needle, Seattle is the biggest city in the Pacific Northwest. And even though the percentage of men and women who bike to work is up 50% in the final 10 many years, virtually 45% of Seattleites who perform downtown get there employing their vehicle, truck or van. And if you’;re 1 of people 45% you are essential by Washington state law to have an insurance policy on your vehicle. Thankfully, the citizens of Washington presently have one particular of the lowest typical car insurance premiums in the nation, but how did the city of Seattle fare?
ValuePenguin recently conducted a research of car insurance coverage premiums in Seattle to give drivers a come to feel for what insurance costs are like in different parts of the city. Even even though the city’;s land dimension is only about 83 square miles, annual premiums can vary up to 50% primarily based on location alone. Below we’;ve put with each other a thorough evaluation on which places of Seattle are most costly, which areas are least expensive, and even which firms supply the very best costs in the Emerald City.
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Expense of Car Insurance In Select Seattle Neighborhoods
We looked at twelve distinct Seattle neighborhoods to give you the very best insight into what charges could be in your spot. People neighborhoods in alphabetical purchase are as follows: Ballard, Burien, Capitol Hill, Columbia City, Georgetown, Greenwood, Kirkland, Madrona, Queen Anne, Ravenna, South Lake Union, and West Seattle. Here is a peek at the typical price of car insurance in Seattle for the over mentioned neighborhoods.
Most Costly Areas
Georgetown, WA is the oldest neighborhood in Seattle and also the most pricey. At $ 847 annually, car insurance in Georgetown is 5% pricier than the 2nd most pricey portion of Seattle and virtually 30% much more on typical than the most affordable neighborhood.
Located in east central Seattle, Madrona is the 2nd most expensive neighborhood for car insurance in the city. GEICO ideas can be had for as small as $ 552 per yr even though a similar insurance prepare from MetLife will value $ one,152 annually…far more than twice as significantly.
Least Expensive Locations
The northwest Seattle neighborhood of Ballard wins the award for cheapest auto insurance coverage rates in the city. Average annual premiums in this area have been $ 667, or 21% more affordable than in Georgetown
Positioned to the east side of Lake Washington, Kirkland boasts the 2nd cheapest car insurance rates in Seattle at $ 684 per 12 months on regular.
Map of Neighborhoods
Right here are the twelve neighborhoods we surveyed represented by their numerical rank. Number 1 has the least expensive car insurance rates in Seattle whilst amount 12 is the most expensive:
Greatest Auto Insurance coverage Organizations in Seattle
Here is a seem at the typical annual price for 7 car insurance coverage firms that offer you coverage in Seattle:
Most Costly Insurer in Seattle
MetLife – On typical, MetLife rates came in as the most high-priced at $ 884 per 12 months. Nevertheless, in Ballard and Burien, MetLife wasn’;t the most expensive…that title belonged to National General.
Most affordable Car Insurance coverage Business in Seattle
GEICO – At $ 548 per year, GEICO’;s typical price was the least expensive of any company we looked at. Not only had been they the cheapest overall, GEICO was the most cost-effective choice in all 13 neighborhoods.
Automobile Theft Statistics in Washington State
On a statewide basis, Seattle ranks really well in quantity of car thefts per 12 months. The most latest information from 2010 shows Seattle only had 5.84 vehicle thefts per 1,000 autos. That’;s nearly half of what Spokane knowledgeable and lower than any city besides Bellevue, WA.
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Sample car insurance costs presume the drivers are a forty 12 months outdated married couple who owns their vehicle, has exceptional credit, and opts for minimal liability coverage as required by the state of Washington. The couple drives a 2010 Toyota Camry and puts between 10-15k miles per 12 months on the auto which is mostly employed for commuting to and from work. Moreover, the driver has no moving violations or accidents in the previous 5 years.
Surveyed automobile insurance expenses in the city of Seattle are for illustrative functions only and real estimates will fluctuate primarily based on your bodily residence, driving history, and other aspects.
Review was published in March 2014